Rates & Terms

Auto Loan Inc.

Credit Bureau Score*Standard RateLoyalty Rate
720 & Above 7.95% 6.95%
660 to 719 12.95% 9.95%
600 to 659 14.95% 12.95%
500 to 599
16.95% 14.95%
499 & Below 19.95% 16.95%
399 & Below 23.95% 19.95%

*To Qualify: Credit Bureau must show at least 2 years of credit experience and have either previous auto financing or a high credit greater than $2,000.00.  No score equals "0".

Co-Makers and Multiple Scores: When dealing with multiple credit scores, the lower score rate cannot be moved more than 2 Tiers.  Example: If you have a 502 score and a Co-Maker with an 811 score would qualify for a Tier 2 rate of 14.95%.

Loyalty Rate: To qualify for Loyalty Rates, previous Auto Loan customers must have 1) a minimum 24 month payment history; 2) a maximum of 2 times 30 for the most recent 18 months of Auto Loan history (or other lender if it is more recent than the Auto Loan account); and 3) No current Auto Loan delinquencies.

Automatic Payments: .50% Rate Reduction with automatic checking account deduction. If the automatic payments are discontinued, the rate will automatically revert to the normal rate.

 

 


Toll Free: (800)-778-3139

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1250 W. Main Street, Kent, Ohio 44240

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